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How to Use & Features

A complete guide to managing your money more smartly with Moneytory Ledger.

Plan Comparison

Basic (Free)

  • Up to 4 Finance Accounts
  • Up to 30 Custom Categories
  • Manual Transaction Recording
  • Summary Dashboard
  • 12-Month Transaction History

Premium

POPULAR
  • Everything in Basic
  • Unlimited Finance Accounts
  • Unlimited Custom Categories
  • Advanced Reports & Analytics
  • Automatic Recurring Transactions
  • Budgeting Feature
  • Track Financial Goals
  • Priority Support

Business

  • Everything in Premium
  • Company Management
  • Chart of Accounts
  • Contact Management (Customers & Suppliers)
  • Invoice Creation & Management
  • Financial Reports (P&L, Balance Sheet, Cash Flow)
  • Multi-user with Roles (Owner, Admin, Staff)
  • Tax Management (VAT)

How to Use

Follow these steps to start managing your finances

1

Create Finance Accounts

Add accounts such as Bank Savings, Wallet, or Credit Card. This makes it easy to see your total net worth in one place.

2

Set Up Categories

Use the available categories or create custom ones that fit your lifestyle to keep your spending organized.

3

Record Transactions

Log every incoming and outgoing amount regularly. Recurring transactions help you record monthly bills automatically.

4

Track Reports

View balance trend charts and spending analysis to evaluate your spending habits.

5

Budgeting

PREMIUM

Create a monthly budget for specific categories. Track your remaining spending allowance in real time so you don't go over budget.

6

Financial Goals

PREMIUM

Set your savings target (e.g., Buy a Laptop). Allocate funds from your savings periodically until you reach the goal.

Why Choose Premium?

Financial Goal Allocation

Not just tracking a target — actually setting aside (allocating) money from your existing accounts for a specific purpose.

Budget Usage Analysis

Get visual notifications and dedicated reports comparing your budget plan against actual spending.

Automatic Recurring Transactions

Save time by automatically recording routine transactions (rent, subscriptions, salary) every period.

Food BudgetIDR 600K / IDR 1M

Remaining: IDR 400,000

Goal: Buy a LaptopIDR 7M / IDR 12M

Progress: 58%

Ready to Take Control of Your Finances?

Join us and start a smarter financial journey today.